Loan

Personal & Business Loans

Whether you're just getting started or operate a business with hundreds of employees, we think you'll find TCU a great fit for you and your business. Voted "Best Business Bank" by B2B Magazine three years in a row. Get the business expertise you deserve, from a team you can trust.

Loan
  • Borrow from $ 1,000 to $ 25,000

    Spread your repayments over one to five years for loans of $ 15,000 or less, or over one to eight years for loans over $ 15,000.

  • Top up your existing loan

    If you've already got an TCU Personal Loan and your financial needs have changed, taking additional borrowing could be the answer. You can consolidate your existing loan with additional borrowing.

  • Get a quick decision

    As an TCU current account customer, you could get an instant credit decision. Non-TCU current account customers should be contacted with a credit decision in 2-5 working days.

  • Quick access to funds

    Existing TCU current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-TCU current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.

  • Make overpayments free of charge

    This may reduce the amount of interest you pay.

  • TCU Advance customers could get 10% cashback

    10% interest cashback at the end of the loan term. Cashback is only available on loans with 60 repayments or less. If you close your loan early or it is ended by us you will not be eligible for cashback.

  • Flexible Loan

    Flexible repayments between 4%-10% of the loan limit (minimum repayment applies).

  • Graduate Loan

    Available exclusively to TCU current account customers who are within 5 years of graduation.

  • Premier Loan

    Available exclusively to TCU Premier current account customers.